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Insurance is a contract between an individual or an organization (the policyholder) and an insurance company, where the policyholder pays a premium in exchange for protection..
An insurance policy is a legal contract between an insurance company and an individual or organization that outlines the terms and conditions of the insurance coverage being..
A deductible is a predetermined amount of money that a policyholder must pay out of pocket before their insurance coverage kicks in and the insurance company begins..
Helps you comply with legal requirements: Many types of insurance, such as car insurance and worker's compensation insurance, are required by law. Having insurance can help you avoid..
Insurance works by pooling together the risks of many individuals or organizations and distributing the financial costs of unexpected losses among the members of the pool. Insurance companies..
A premium is the amount of money an individual or business pays to an insurance company to purchase and maintain an insurance policy. The premium is typically paid on a regular..
Many insurance companies use credit scores as a factor in determining rates, as studies have shown a correlation between lower credit scores and higher insurance claims..
Your insurance company will guide you through the claims process, which may include filling out forms, providing documentation, and working with a claims adjuster to assess the damage..
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